Master Banking Operations & Credit Analysis

Instructor: EDUCBA

Included with

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5 modules

Gain insight into a topic and learn the fundamentals.

1 week to complete

at 10 hours a week

Flexible schedule

Learn at your own pace

5 modules

Gain insight into a topic and learn the fundamentals.

1 week to complete

at 10 hours a week

Flexible schedule

Learn at your own pace

What you'll learn

Analyze banking operations, deposits, and loan lifecycle processes.
Evaluate credit risk, collateral, and NPA management practices.
Understand digital banking systems, payments, and cybersecurity basics.

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There are 5 modules in this course

Master banking operations, credit risk, and digital banking systems to build a strong career in finance and banking. Learn how to evaluate lending decisions, manage risk, and understand modern banking technologies.

This course provides a comprehensive, real-world approach to banking operations, covering everything from customer onboarding and deposit products to loan lifecycle management and risk assessment. You will learn how to evaluate creditworthiness, assess working capital, and apply collateral and documentation principles in lending decisions. Through practical modules, the course explores legal aspects of banking, non-performing asset (NPA) management, and recovery mechanisms. You will also gain insights into modern banking systems, including payment processing technologies, core banking solutions, and cybersecurity practices to prevent fraud. By the end of the course, you will be able to interpret banking procedures, analyze credit risk, and support secure financial operations in both traditional and digital banking environments. Ideal for aspiring bankers and finance professionals, this course equips you with job-ready skills for roles in banking, financial services, and fintech.

This module introduces the fundamental concepts of banking, including core functions, organizational structure, customer onboarding processes, and regulatory compliance through KYC and AML. Learners will gain a strong foundation in how banks operate and manage customer relationships.

What's included

8 videos4 assignments

8 videosTotal 71 minutes

Basic functions of Banking6 minutes
Banking channels12 minutes
Organization chart of a bank9 minutes
Account opening process9 minutes
Opening of different types of accounts10 minutes
Need of KYC and AML11 minutes
Dormant accounts6 minutes
Nomination8 minutes

4 assignmentsTotal 60 minutes

Understanding Banking Basics10 minutes
Customer Onboarding Essentials10 minutes
Managing Customer Accounts10 minutes
Foundations of Banking Operations30 minutes

This module focuses on deposit products and the principles of bank lending, including credit evaluation, working capital assessment, and risk mitigation through collateral and retail lending practices.

What's included

8 videos4 assignments

8 videosTotal 52 minutes

Non resident deposits6 minutes
Bank lending principles8 minutes
Further principles of banks8 minutes
Continuation of principles of banks5 minutes
Nonfunded based limits and its assessment9 minutes
Working capital and methods of assessment4 minutes
Continuation of Working capital and methods of assessment5 minutes
Securities, their charging and Retail loans6 minutes

4 assignmentsTotal 60 minutes

Specialized Banking Services10 minutes
Credit Assessment Techniques10 minutes
Advanced Credit Analysis10 minutes
Deposit Products & Lending Fundamentals30 minutes

This module explores the legal and technical aspects of banking, including types of securities, methods of charging assets, lending documentation, and the importance of proper documentation processes for enforceability.

What's included

9 videos4 assignments

9 videosTotal 64 minutes

Continuation of Securities&sbquo; their charging and Retail loans10 minutes
Various forms of charging of securities9 minutes
Mortgages4 minutes
Assignment, Lien and Set off8 minutes
Lending terms and documents8 minutes
Continuation of Lending terms and documents5 minutes
Documentation8 minutes
Procedure for documentation6 minutes
Continuation of Procedure for documentation6 minutes

4 assignmentsTotal 60 minutes

Securing Bank Advances10 minutes
Legal Rights & Lending Documentation10 minutes
Documentation Process in Banking10 minutes
Securities, Documentation & Legal Aspects30 minutes

This module covers the complete lifecycle of loans, including post-disbursement monitoring, classification of assets, management of non-performing assets (NPAs), and legal recovery mechanisms such as the SARFAESI Act.

What's included

8 videos4 assignments

8 videosTotal 40 minutes

Post disbursement activities of bank4 minutes
Continuiation of Post disbursement activities of bank5 minutes
Non Performing Assets4 minutes
Continuation of Non Performing Assets4 minutes
Classification of assets6 minutes
Management of NPAs5 minutes
Continuation of Management of NPAs4 minutes
SARFAESI ACT, 20027 minutes

4 assignmentsTotal 60 minutes

Post-Loan Monitoring10 minutes
Asset Classification & Recovery10 minutes
Legal Framework for Recovery10 minutes
Loan Lifecycle & Risk Management30 minutes

This module provides insights into modern banking systems, including payment processing technologies, core banking solutions, forex services, and cybersecurity measures to prevent digital fraud.

What's included

9 videos4 assignments

9 videosTotal 54 minutes

Processing of payments and CTS sytem6 minutes
Continuation of Processing of payments and CTS sytem6 minutes
Products of payment services4 minutes
Continuation of Products of payment services5 minutes
Collection Services and Forex8 minutes
Core Banking Solutions6 minutes
Internet frauds5 minutes
Continuation of Internet frauds5 minutes
Money Mule, Nigerian Scam and safety measures8 minutes

4 assignmentsTotal 60 minutes

Payment Systems & Processing10 minutes
Modern Banking Infrastructure10 minutes
Banking Risks & Cyber Security10 minutes
Digital Banking, Payments & Security30 minutes

Instructor

EDUCBA

1,125 Courses271,823 learners

Offered by

EDUCBA

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